Baxter Fensham Limited Financial Planners - Financial Planners, Wealth Managers, Tax Planners

If you are in your 40′s or 50′s, you may well have parents who have needed or may need to enter Long Term Care. If you are already retired, you will be acutely aware from the experiences of some of your friends and peers, that there is roughly a 1 in 3 chance you may need Long Term Care.

In his first Budget speech as Chancellor of the Exchequer, George Osborne set down a number of measures which will form the basis of a five year plan to rebuild the British Economy.

Do you Know your “Smart or Magic Number”?  The starting point of building a successful Financial Plan is all about calculating what your “Smart Number” is. In a nutshell your Smart Number is the amount of accumulated wealth you need in order to achieve the desired lifestyle you want throughout your working life and in [...]

What does Successful Retirement Planning Encompass?

To understand retirement planning we need to think about far more than just a savings plan. We need to understand that people’s lives are complex and that they are likely to have series of different income and capital streams or resources available to them over their working lifetime, as well as different forms of debt that need to be repaid

We are often asked to confirm minor but very important details concerning the NHS pension scheme to many of our clients. So in this newsletter we will endeavour to cover the main areas that we are most commonly asked for information on, and this will hopefully clear up some of the confusions that exist.

As some of you may know, the minimum pension age for drawing a private pension will rise from age 50 to age 55, from April 2010