One Administrative Process > Two Key Elements > Three Identifiable Benefits

Three Identifiable Benefits

By planning your finances and the investment of your wealth through Baxter Fensham you will benefit from the following:

• You will be in full control of your finances.
• You will know what you need to do to achieve your planning and lifestyle goals and be able to make decisions concerning where your priorities lie.
• You will have a structured review process to ensure your planning and investments remain on target.

You will be in Full Control of your Finances

• By having the full details of you financial affairs documented on our financial planning system you will no longer be in any doubt as to what policies or investments you hold, what you are paying and what benefits you may receive
• By using the structure of a “wrap platform" (opens in current page) the administration and valuation of your investment, pension and trust affairs will be simple. Instant on line valuations are available along with the ability to invest or encash holdings on line if you so wish

You will know what you need to do to achieve your planning and lifestyle goals and be able to make decisions concerning where your priorities lie

By using our cash flow forecasting technology the planning process is designed to ensure that you make the most efficient use of any resources you are prepared to commit to your planning. The planning process will identify what action you need to take to achieve your goals and what the costs will be. This will then enable you to make decisions as to where your priorities lie in terms of planning for tomorrow at the expense of today or visa versa. The intention is to achieve a balance between the two so sufficient proactive planning is taking place to ensure that your long term position is secure, but at the same time you are still able to enjoy the lifestyle you wish today.

In a nutshell, by the end of the process you will understand how the three key elements of your life fit together and interact. These being the resources you are prepared to commit to achieving your goals, the degree of risk you are prepared to take to get there and the objectives you wish to achieve. These are not mutually exclusive and decisions you make in one area can and will impact on the other two. It is therefore important to understand the nature of these interactions. Your financial plan will identify the complexity of these relationships.

You will have a structured review process to ensure your planning and investments remain on target

By having an agreed review timetable for your financial planning and investment affairs you can have confidence that if there are any changes to your circumstances, legislation, or taxation these can be quickly taken account of within your plan and changes made to accommodate them. This will ensure that your planning can remain on track or alternative objectives agreed if necessary. It is imperative as part of the investment philosophy that your portfolio is rebalanced regularly.