Financial Planning

Financial Planning is not about buying, or being sold a series of financial products. This is the world of the retail based advisers who rely upon commissions for their income.

It is about utilising your current and future assets in the most effective an co-ordinated manner to meet your personal, family and professional goals and priorities.

This requires a thorough analysis of:

  • Your existing financial arrangements, available assets and income sources
  • Your specific concerns, lifestyle needs and the long term vision you have for the future you wish to secure for yourself and your family
  • A comprehensive analysis of your attitude and tolerance to the 7 aspects of risk your wealth is exposed to
  • The timescale over which your plan is to run for
  • Current taxation legislation and where possible flexibility to accommodate and mitigate future legislative changes
  • To create a successful financial plan→ you need a process such as ours, which is both proven and robust

1: Discovery and Review Meeting
2: Personal Lifelong Financial Forecast
3: Strategy Meeting
4: Comprehensive Financial Plan
5: The Financial Plan is Implemented

  1. Discovery and Review Meeting

    We establish and revisit your values … establish a ‘total client profile’ (see mind map in articles and resources). The frequency of your reviews are agreed in accordance with your needs.

  2. Personal Lifelong Financial Forecast

    The Forecast is constructed, which clearly shows strengths and weaknesses and what action needs to be taken to rectify any shortfalls. These are also built for disaster planning scenarios such as you death or the death of your partner.

  3. Strategy Meeting

    A meeting is held to examine the financial forecasts in detail and to agree the way forward. This facilitates you in making objective and informed decisions.

  4. Comprehensive Financial Plan

    The plan is created, providing you with a clear detailed strategy for the achievement of your goals and addressing your concerns, making the most effective use of your assets.

  5. The Financial Plan is Implemented

    Our administration team will work with you to ensure all of the agreed actions are put into place as smoothly as possible.