Baxter Fensham Limited Financial Planners - Financial Planners, Wealth Managers, Tax Planners

Many of you will be aware of the DFA message through your portfolios. Baxter Fensham was an early adopter of the DFA portfolio construction methodology, and DFA has been a fantastic thought leader.

In a series of articles entitled Active vs Passive authored by Bradley Steinman, a VP of Dimensional Fund Advisors in Canada, what follows is an interesting excerpt of one aspect of the debate.

The US fund management company Vanguard has come to the UK, and this is a notable arrival. You will be aware of our ‘passive’ positioning for our core investment portfolios and this has been a successful strategy for us all for a number of years now.

We are seeking an Experienced Para-planner to add to our team. You will be working in a key role within one of the country’s leading edge Holistic Planning and Wealth Management businesses.

As of April 6th 2010. If an owner wishes to let out a property that is not currently rented that was formerly a family home or flat to three or more unrelated people such as;
Nurses sharing, students, young professionals, etc.

In our summary we will look at key measures that are and are not changing, new measures and previously announced measures about to come into force and how they may affect you.

What does Successful Retirement Planning Encompass?

To understand retirement planning we need to think about far more than just a savings plan. We need to understand that people’s lives are complex and that they are likely to have series of different income and capital streams or resources available to them over their working lifetime, as well as different forms of debt that need to be repaid

We are often asked to confirm minor but very important details concerning the NHS pension scheme to many of our clients. So in this newsletter we will endeavour to cover the main areas that we are most commonly asked for information on, and this will hopefully clear up some of the confusions that exist.

Why Passive beats Active Fund Management